You acknowledge that you are aware of the fact that the distribution to the public of investment funds presented on the Investment Funds pages is authorised only in Switzerland. Consequently, in respect of any person or entity subject to any other jurisdiction than that of Switzerland the Investment Funds pages do not constitute either an offer to sell or a solicitation to buy investment fund units.
In other words, the information published on the Investment Funds pages is addressed solely to persons resident and businesses domiciled in Switzerland. By accepting the Terms and conditions relating to investment funds, you declare that you are resident or domiciled in Switzerland. If you are not resident or domiciled in Switzerland, you are not authorised to access the Investment Funds pages.
Furthermore, the Investment Funds pages are not addressed to U.S. Persons. By accepting these Terms and Conditions, you declare that you are not a U.S. Person. If you are a U.S. Person, you are not authorised to access the Investment Funds pages.
By accessing the information provided by Banque Franck, Galland & Cie SA on its website (hereafter website), you agree following rules:
The whole content of Franck, Galland & Cie SA’s website is subject to copyright (all rights reserved). You are allowed to download and print documents and/or pages from the website, by committing not to delete any references to Banque Franck, Galland & Cie SA.
Any reproduction or use of the website information or content for public or commercial purposes without prior written consent of Banque Franck, Galland & Cie SA is prohibited.
The information contained in the web site is provided for information purposes only and should in no event be construed as a solicitation or offer, as advice or as a recommendation to buy, sell or engage in any transaction whatsoever.
The information included on the web site does not constitute a prospectus within the meaning of Art. 652a and/or Art. 1156 of the Swiss Code of Obligations or Art. 32 ff. of the Swiss Listing Rules.
None of the services, investments or mutual funds referred to in the site is available, and prospectuses in respect of them will not be distributed to persons resident in any state or territory where such distribution would be contradictory to local law or regulation.
Prior to making any investment decision, the investor should fully understand the economic risks and merits, as well as the legal, tax and accounting characteristics and consequences of the transaction, and make his own determination that the investment is consistent with his objectives and that he is able to assume the risk.
Prior to entering into any transaction, investors are advised to engage their own legal, tax and accounting professionals where they deem necessary. Any decisions taken with regard to investments are based exclusively on the personal assessment of the investor.
Potential investors should note that investments can involve significant risks and the value of an investment may go down as well as up.
No assurance can be given that the investment objective of any product will be achieved or that substantial losses will not be suffered.
There is no guarantee of trading performance and past or projected performance is not necessarily a guide to future results.
The information and data contained in this web site have been obtained from sources believed to be reliable, but they are not guaranteed. All expressions of opinion are subject to change without notice and are not intended to be a guarantee of future events. Neither accuracy nor completeness is warranted and any liabilities, including incidental or consequential damages, arising from errors or omissions in this web site are expressly disclaimed by Banque Franck, Galland & Cie SA.
You have to be aware that the use of E-Mail is entirely voluntary. Please read thoroughly the following legal guidelines: Transmission of E-Mails through public networks is an unprotected medium, and these messages may potentially be intercepted, read and modified by third parties. Even if both the sender and recipient of the message are located in Switzerland, E-Mails are commonly transmitted across borders, without any controls. Third parties are able to not only intercept the content, but also identify the sender and recipient of E-Mails, and draw conclusions about an existing banking relationship with Banque Franck, Galland & Cie SA. The same applies when using our E-mail services: you authorise Banque Franck, Galland & Cie SA to send you one or more E-Mails. Banque Franck, Galland & Cie SA does not accept any liability whatsoever for damages or losses resulting from the use of E-Mails. Furthermore, it is possible that for technical reasons E-mail services are not available for reasons independent of Banque Franck, Galland & Cie SA's goodwill.
Any eventual legal relationship resulting from the use of this website is governed by Swiss law.
The place of jurisdiction is Geneva, Switzerland
Franck Galland U.S. Advisors SA (“FGUSA”) is organized under Swiss law and is registered as an investment adviser with the U.S. Securities and Exchange Commission. FGUSA is regulated by the Swiss Financial Market Supervisory Authority (FINMA). FGUSA is affiliated with Johnson Financial Group, Inc.
FGUSA owns and operates this web site located at http://www.fgusa.com (the “Site”). Please review this Terms of Use Agreement (“Terms of Use” or “Agreement”) carefully before using the Site. This Agreement governs any use of the publicly accessible portions of the Site. By registering for, logging into, visiting and/or otherwise using the Site in any way, you indicate that you understand and intend this Agreement to be the legal equivalent of a signed, written contract and equally binding, and that you accept the terms of use as set forth in this Agreement and agree to be legally bound by them.
We reserve the right, at our discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Your continued use of the Site following reasonable notice of such modifications will be conclusively deemed acceptance of any changes to these Terms of Use. You agree that notice of changes to these Terms of Use posted on the Site constitutes reasonable and sufficient notice. At all times, you are bound by the then-current version of these Terms and all applicable laws.
FGUSA provides the information in this Site as a service to its customers and other visitors, to be used for informational purposes only. Nothing on this Site should be used or construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security. Nothing on this Site constitutes investment advice nor is it intended as tax, financial or legal advice. Investors should seek such professional advice for their particular situation. This Site is published for United States persons. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this Site. Nothing on this Site constitutes or should be considered a solicitation to buy or an offer to sell shares of any investment product or service in any jurisdiction where the offer or solicitation would be unlawful under the securities laws of such jurisdiction. U.S. investors are advised that not all investments or services described on this site are available for sale in all states. Investment returns and principal may vary, and at the time of sale, your investment may be worth more or less than its original cost. It is possible to lose money by investing in securities, options, futures or other financial instruments. Such investments are not deposits or obligations of, or guaranteed or endorsed by, any bank, and are not federally insured or guaranteed by the U.S. government, the FDIC, the Federal Reserve Board or any other agency. Some of the investments and services on this site may not be available in or appropriate for a retirement savings plan. Please contact your relationship manager about any investment restrictions associated with your particular plan.
This Site (including the software and files), the computers hosting this Site, and content provided on this Site, including the text, music and sound, graphics, images, photographs, audio and video, footage, animations, podcasts, analyses, studies, reports, and downloads (all such content collectively, the “Content”) are the exclusive property of FGUSA or are licensed to FGUSA, and are protected by law, including United States copyright, database, trade secret, and trademark law, as well as other state, national, and international laws and regulations. Except as expressly provided in this Agreement, FGUSA does not grant any express or implied rights to you. Unless otherwise noted, FGUSA and other brands featured on the Site constitute our trade/service marks. The Site may also include the product, service and company names, as well as logos, of third parties. Such third-party designations are the trade/service marks of their respective owners, and may not be used without the prior written permission of their respective owners.
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You represent and warrant to FGUSA that you will not use this Site for any purpose that is unlawful or prohibited by these Terms of Use, including but not limited to attempting or actually (a) disrupting, impairing or otherwise interfering with the operation or integrity of the Site or circumventing any Site security system; (b) collecting any information about other users of the Site; or (c) systematically extracting Content or other information or data contained in the Site to populate databases or other sites for internal or external use.
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FGUSA may describe, reference, or provide links, in its sole discretion, to other information or products or sites on the World Wide Web for the convenience of our customers and visitors in locating related information and services. FGUSA assumes no liability for the content of any linked sites, including, without limitation, the accuracy, subject matter, quality or timeliness of the content. Any descriptions of, references to, or links to other products, publications or services does not constitute an endorsement, authorization, sponsorship by or affiliation with FGUSA with respect to any linked site or its sponsor, unless expressly stated by FGUSA. Any such information, products or sites have not necessarily been reviewed by FGUSA and are provided or maintained by third parties over which FGUSA exercises no control. In addition, to the extent that they were reviewed by FGUSA, FGUSA undertakes no responsibility for continually monitoring such sites; the material at a site when FGUSA viewed it may differ materially than when you do. Accordingly, FGUSA expressly disclaims any responsibility for the content, the accuracy of the information, and/or quality of products or services provided by or advertised on these third-party sites.
You may not create a link from your web site or any other Internet location to the Site without prior written permission of FGUSA. As noted above, deep linking to internal pages of the Site is expressly prohibited.
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UNDER NO CIRCUMSTANCES WILL FGUSA BE LIABLE TO YOU FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND ARISING FROM YOUR ACCESS OR USE OF THIS SITE OR THE CONTENT IT PROVIDES, INCLUDING, BUT NOT LIMITED TO, COMPENSATION, REIMBURSEMENT OR DAMAGES ON ACCOUNT OF THE LOSS OF PRESENT OR PROSPECTIVE PROFITS, EXPENDITURES, INVESTMENTS OR COMMITMENTS, WHETHER MADE IN THE ESTABLISHMENT, DEVELOPMENT OR MAINTENANCE OF BUSINESS REPUTATION OR GOODWILL, FOR LOSS OF DATA, COST OF SUBSTITUTE MATERIALS, PRODUCTS, SERVICES OR INFORMATION, COST OF CAPITAL, AND THE CLAIMS OF ANY THIRD PARTY, OR FOR ANY OTHER REASON WHATSOEVER, EVEN IF FGUSA HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
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This policy shall be governed by the laws of Switzerland, without regard to conflicts of law rules, and the exclusive jurisdiction and venue for any dispute shall be Switzerland. You agree to submit to the jurisdiction of the courts in Switzerland for the purposes of any judicial proceedings relating to or arising from this Agreement.
FGUSA reserves the right at any time and for any reason to deny you access to the Site or any portion thereof, and/or to terminate this Agreement.
Failure to insist on strict performance of any of the provisions of this Agreement will not operate as a waiver of any subsequent default or failure of performance. No waiver by FGUSA of any right under this Agreement will be deemed to be either a waiver of any other right or provision or a waiver of that same right or provision at any other time.
No joint venture, partnership, employment, agency or other relationship exists between you and FGUSA as a result of this Agreement or your use of this Site. If any provision of this Agreement is held unenforceable by a court or tribunal of competent jurisdiction, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the parties, and the remainder of this Agreement shall continue in full force and effect.
These Terms of Use represent the entire agreement between you and FGUSA with respect to your access to or use of any material available on or through the Site, and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written between you and FGUSA with respect to same. Any rights not expressly granted under this Agreement are reserved.